........The Cajun Contractor, Michael King.........
..................Michael King
...........The Cajun Contractor




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  House Hunting Check List


• Create a budget. You need to know where your money goes, where you can save, and how much you can afford to spend on your mortgage installment each month.

• Check your credit rating and correct any errors in it. A good rating can help you get a mortgage loan; a spotty one may end up paying a higher interest rate.

• Assemble the documents you’ll need to get a mortgage.

• Pre-qualify for a mortgage to find out how much you can borrow.

• Make a list of what you need in your new home: number of bedrooms, eat-in kitchen, family room, garage, central heating and/or air, etc.

• Identify a neighborhood or two to focus on. Remember to consider price, character, schools, and proximity to work, daycare, recreation facilities, public transit, etc.

• Find a real estate agent who is familiar with the neighborhoods you have chosen.

• View houses with your agent so that he or she can get a better handle on your needs and preferences.

• Narrow your search to a few homes you can afford and like enough to make an offer to purchase.

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